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Instamojo Review – Pricing, Features, Competitors

Are you interested to know more about the Instamojo payment gateway? Here in this article, we cover the Instamojo review with pricing, alternatives, and features of the Instamojo payment gateway in India.

Small business owners in India faced a lot of problems in doing online business because of the lack of payment gateway providers. Providers like CC Avenue mainly supported big businesses and show little interest in catering to the needs of small businesses. The coming up of payment gateway like Instamojo has largely solved the problems of small businesses online.

What is Instamojo?

Instamojo Payment gateway solution is an Indian-based company providing online payment gateway solutions to Indian sellers. It was founded in the year 2012. Business owners can use Instamojo to instantly sell products &  services like payments, free online stores, logistics, credit & financing, and more across the mobile & web. The company is based in Bangalore and caters to more than 7,00,000 Indian businesses.

You can sign up for Instamojo for free here 

How to Use Instamojo

instamojo review

It is very easy to use Instamojo. You just need to visit their official site and sign up for your account for free. Next, you will be asked to provide KYC documents pan card, or bank documents to upload. It takes not more than 4 hours to get your account approved. You can now create payment links and receive payments from your customers online.

Who can Use Instamojo?

Any small business owner like product sellers, freelancers, or digital product sellers, can use Instamojo for free.

Check: Best eCommerce Platforms for Small Businesses

Pricing of Instamojo

The company charges a nominal 2%+ Rs. 3/ per transaction on debit/credit cards, net banking, wallets, and UPI. If you are selling digital products and files the charge is flat 5% + Rs. 3/ per transaction. There is no setup fee, maintenance charge, and minimum commitment from your end.

The popular features of Instamojo are the following:

  • Copy-Paste Payment Buttons
  • Online Store Included
  • Fraud Protection Included
  • In-Built Dispute Resolution
  • Digital File Hosting & Download
  • Transaction Failure Prevention
  • Weekly Performance Report on Email
  • Real-time Sales Reporting
  • Payment Links

In addition to this, Instamojo offers a wide array of products to help Indian businesses. Some of them are the following:

a) mojoCommerce

You can create a FREE online store to sell both physical & digital goods.

b) mojoXpress

You can deliver products to over 12,000 pin codes across India.

c) mojoCapital

Enables you to manage cash flow requirements and provides you with small business loans.

d) Instamojo App Store

You can connect with useful apps through this dedicated, built-in app store.

Alternatives of Instamojo

There are some alternatives to Instamojo you can explore. They are PayuMoney, CCAvenue, Mobikwik, etc. If you are interested to know more about payment gateways, check this article for a list of the best payment gateways in India.


If you are looking for an easy solution for selling your online products or services in India, Instamojo can be the perfect solution for you. With low transaction charges and free account opening, no setup fee, and no maintenance charges, Instamojo is worth trying. Hope this Instamojo review will help you resolve your online selling headaches.

About Next What Business Research Team

The Editorial Staffs at NextWhatBusiness is a team of Business Consultants with years of experience in small and medium-scale manufacturing and service-based businesses.