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Instamojo Reviews in 2022 – Pricing, Competitors

    Are you interested to know more about the Instamojo payment gateway? Here in this article, we cover Instamojo reviews, pricing, alternatives, and features of the Instamojo payment gateway in India.

    Small business owners in India faced a lot of problems in doing online business because of the lack of payment gateway providers. Providers like CC Avenue mainly supported big businesses and show little interest in catering to the needs of small businesses. The coming up of payment gateway like Instamojo has largely solved the problems of small businesses online.

    What is Instamojo?

    Instamojo Payment gateway solution is an Indian-based company providing online payment gateway solutions to Indian sellers. It was founded in the year 2012. Business owners can use Instamojo to instantly sell products &  services like payments, free online stores, logistics, credit & financing, and more across the mobile & web. The company is based in Bangalore and caters to more than 7,00,000 Indian businesses.

    How to Use Instamojo

    instamojo review

    It is very easy to use Instamojo. You just need to visit their official site and sign up for your account for free. Next, you will be asked to provide KYC documents pan card or bank document to upload. It takes not more than 4 hours to get your account approved. You can now create payment links and receive payments from your customers online.

    Who can Use Instamojo

    Any small business owner like product sellers, freelancers, digital product sellers, can use Instamojo for free.

    Check: Best eCommerce Platforms for Small Businesses

    Pricing of Instamojo

    The company charges a nominal 2%+ Rs. 3/ per transaction on debit/credit cards, net banking, wallets, and UPI. If you are selling digital products and files the charge is flat 5% + Rs. 3/ per transaction. There is no setup fee, maintenance charge, and minimum commitment from your end.

    Main Features of Instamojo

    The popular features of Instamojo are the following:

    • Copy-Paste Payment Buttons
    • Online Store Included
    • Fraud Protection Included
    • In-Built Dispute Resolution
    • Digital File Hosting & Download
    • Transaction Failure Prevention
    • Weekly Performance Report on Email
    • Real-time Sales Reporting
    • Payment Links

    In addition to this, Instamojo offers a wide array of products to help Indian businesses. Some of them are the following:


    You can create a FREE online store to sell both physical & digital goods.


    You can deliver products to over 12,000 pin codes across India.


    Enables you to manage cash flow requirements and provide you with small business loans.

    Instamojo App Store

    You can connect with useful apps through this dedicated, built-in app store.

    Alternatives of Instamojo

    There are some alternatives to Instamojo you can explore. They are PayuMoney, CCAvenue, Mobikwik, etc. If you are interested to know more about payment gateways, check this article for a list of the best payment gateways in India.


    If you are looking for an easy solution for selling your online products or services in India, Instamojo can be the perfect solution for you. With low transaction charges and free account opening, no setup fee, no maintenance charges, Instamojo is worth trying. Hope this post on Instamojo reviews will help you resolve your online selling headaches. You can sign up for free through this link.

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